Land Financing in NJ, Florida, South Carolina.

JoAnne and Doug Specialize in Land Financing, Construction and Reverse Mortgages. American Advantage Mortgage can provide financing for Your Future Home. No Limit to Lot Size.

In most cases, with a 25% down payment you can purchase a building lot for a home to be built sometime in the next three years. The 25% down on the land purchase will be used as partial down payment on the construction of your home.

Buying a building lot in today's market requires you to act quickly to secure it. Have an advantage over the other buyers. Pre-Approvals are free at American Advantage Mortgage for your land financing.

JoAnne or Doug will supply you with a Land Financing Pre-Approval by using a fax and over the phone. It takes about thirty minutes.

Land financing is rare and very hard to find. Clients have found that our programs excel over all others because of our lower fees, and special programs.

When you are ready to build, A merican Advantage will provide construction financing. A portion of your land financing closing cost will be applied towards your construction loans closing cost, lowering the cost of building your new home.

We want to provide you with the Right Mortgage, Right Now. So contact us

Construction Financing

JoAnne and Doug have specialized in Construction Lending since 1990. Very few lenders offer a lending experience with such a diverse range of construction loan packages. From building your own home by being the GC on site, building an investment home or having a builder construct your family home, JoAnne and Doug have the program.

The following is a quick summary of what JoAnne and Doug of American Advantage Mortgage offer:

One Closing Construction Loans
Up to 90% Construction Financing
Up to a 24 month window in which to build
Extended Interest Rate Lock-ins
Interest Rate Caps while building your home
Be your Own Builder Construction Loans
Investment Construction Loans
Loans for Contractors
Construction Loans up to $4,000,000

Construction Loans are very complex compared to any other real estate financing. The statement "Time is money" is very true in this instance. Time will affect the financing and total cost of your new home. Our years of experience will help you prepare for the many phases of financing the construction of your new home.

You should contact us as soon as possible for help in planning your construction project. We will help you keep your costs to a minimum. Use our free planning service from the start so you do not run into delays.

JoAnne and Doug will provide the Right Mortgage for you, Right Now.